Example case - Tom
After household bills and other disability related expenses (DRE) have been deducted, Tom is left with an income of £288.46 per week through a mix of state pension, private pensions and benefits.
Tom is single and above state pension age so will keep £241.45 per week to cover daily living costs (his MIG).
This means Tom’s maximum income-based contribution will be £47.01 per week.
Tom also has savings of £16,750, which is £2,500 above the capital allowance of £14,250. This means that Tom will contribute £10 per week, in addition to income-based contributions.
If Tom's care costs £100 per week, he will pay £57.01 per week, and the council will pay £42.99
How to pay for your care
You can ask the council to arrange care on your behalf, or you can choose to arrange your own care through a direct payment.
If you decline a financial assessment or fail to provide the required information, in the required time, we will assume that you have savings and assets of over £23,250 and are a self-funder.
We recommend you contact the council when your capital reaches £30,000 to allow time for your new care needs and financial assessments to be done. This ensures you get financial support as soon as you're eligible.
If you would like a more accurate estimate of how much you might have to pay towards your care and support services, you can use our online care charges calculator.
